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Commentary:

This week’s article references back to a topic we have been reflecting on over the past few months and that is the understanding that “retirees face a number of challenges to their financial security, including living longer and facing the danger of depleting their savings too soon. The pandemic has further threatened retirement nest eggs, as a growing number of people need to take Social Security benefits early, before full retirement age, thus reducing those payments in the long run.” Following up on that topic, you may be interested in a study by Principal Financial Group in conjunction with the Stanford Longevity Project that discusses these and other problems that retirees face, and “provided at least one way this group can “spend their retirement savings in a predictable and responsible fashion,” the study states. One answer to the challenge of a longer retirement was “widespread adoption of guaranteed retirement income products to supplement Social Security” that include purchasing annuities.” Call us if you think this is something you’d like to explore. We’re happy to give you more information and discuss the options that might work for you. We’re looking forward to speaking with you more in 2021.

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WEEKLY NEWS

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Educate Yourself

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Two

Understand the Basics

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Three

Who's who in a Fixed Index Annuity

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Understand the Benefits

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Five

Tax Deferral

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Indexed Interest Potential

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Seven

Protection Benefits

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This commentary was created by a third-party for the Agent’s use. NTM 08-27.