This week’s article points out that “Social Security payments are one of the biggest assets that most people have,” and “how you handle that income has an important impact on an overall plan.” A “critical move” that is highlighted is not only to know your full retirement age and to weigh the advantages of delaying your Social Security benefits, but to “coordinate the timing of benefit claims with your spouse.” A law “phases out a strategy known as restricting an application for spousal benefits, which could boost a couple’s total payout by tens of thousands of dollars.” Call us if you have made your critical moves and still need options for income that you can’t outlive. We’re always here to help.

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